With banks increasingly reluctant to make business loans -- especially for small and mid-size companies -- many borrow from lenders who demand exorbitant fees. These loans are called "merchants cash advances," and they are against receivables The loans are generally for a period of 90 days, and the borrower pays excessively high interest for the privilege. Between high fees and aggressive repayment schedules, it often seems the only way out is bankruptcy.

That's where Strategic Turnaround comes in. Our team is expert in reducing and restructuring debt. First, we put a halt to the unprofessional and intimidating tactics of the lenders. Then, our skilled negotiators work to restructure your payment plan so that it is more manageable and -- nearly always -- less costly. Our involvement allows business to go uninterrupted, cash flow to continue, and provides you and your company much needed breathing room. Each case is different. And every client is assigned to a specific team member who understands and respects the unique situation.

Debt is all-consuming, and it is impossible to borrow your way out; restructuring is always the best decision. Financial pressure incurred by aggressive lenders is upsetting and distracting. We can alleviate it. At Strategic Turnaround, our business is restoring your focus on yours.